Disclaimer

Educational purposes only

The information provided by Ziyad Finance, whether through our website, 1-to-1 calls, or any other communication, is for educational and informational purposes only. It should not be considered as financial advice, investment advice, tax advice, or any other form of regulated advice.

Not regulated financial advice

We are not authorised or regulated by the Financial Conduct Authority (FCA). The guidance we provide is educational in nature and does not constitute a personal recommendation to buy, sell, or hold any financial product.

If you require regulated financial advice tailored to your personal circumstances, you should consult an FCA-authorised financial adviser.

Investment risks

All investments carry risk. The value of investments can go down as well as up, and you may get back less than you originally invested. Past performance is not a reliable indicator of future results.

Before making any investment decisions, you should carefully consider your own financial situation, objectives, and risk tolerance. If in doubt, seek professional advice.

No guarantees

We make no guarantees about the accuracy, completeness, or suitability of the information we provide. While we strive to keep our content accurate and up-to-date, financial regulations and products change frequently.

We accept no liability for any loss or damage arising from the use of information provided by Ziyad Finance.

Third-party content

We may reference third-party products, services, or websites for educational purposes. These references do not constitute endorsements or recommendations. Always conduct your own research before using any financial product or service.

Shariah compliance

We discuss concepts related to Islamic finance and Shariah compliance for educational purposes. We are not qualified Islamic scholars, and our discussions should not be taken as religious rulings (fatwas). For questions about religious permissibility, please consult a qualified Islamic scholar.

Your responsibility

You are responsible for your own financial decisions. Before taking any action based on information from Ziyad Finance, we encourage you to:

• Conduct your own research
• Consider your personal circumstances
• Seek regulated advice if appropriate
• Verify information with authoritative sources