.hmp{--paper:#faf8f4;--paper-2:#f2eee4;--card:#fff;--ink:#1b2118;--ink-2:#5a6151;--line:#e3dccd;--forest:#12261a;--forest-2:#0b1810;--green:#2d5016;--green-l:#a6ce83;--mint:#e7eedf;--gold:#a08a5a;--gold-l:#d4b87e;--clay:#a33a2a;--clay-bg:#f6e7e2;--serif:"Playfair Display",Georgia,"Times New Roman",serif;--sans:"DM Sans",system-ui,-apple-system,"Segoe UI",sans-serif;font-family:var(--sans);color:var(--ink);background:var(--paper);-webkit-font-smoothing:antialiased;font-variant-numeric:tabular-nums;font-size:17px;line-height:1.65}.hmp *{box-sizing:border-box}.hmp h1,.hmp h2,.hmp h3,.hmp .num{font-family:var(--serif);letter-spacing:-.015em;text-wrap:balance;margin:0;font-weight:600}.hmp p{margin:0}.hmp a{color:inherit}.hmp button{cursor:pointer;font-family:inherit}.hmp img{max-width:100%}.hmp .wrap{max-width:1120px;margin:0 auto;padding:0 20px}.hmp .col{max-width:680px}.hmp section{padding:clamp(56px,8vw,104px) 0}.hmp .sr{clip:rect(0 0 0 0);width:1px;height:1px;position:absolute;overflow:hidden}.hmp .eyebrow{letter-spacing:.14em;text-transform:uppercase;color:var(--gold);align-items:flex-start;gap:10px;margin-bottom:14px;font-size:12px;font-weight:700;display:flex}.hmp .eyebrow svg{opacity:.85;flex:none;margin-top:3px}.hmp .on-dark .eyebrow{color:var(--gold-l)}.hmp-hero{background:var(--forest);color:#f4f1e8;padding:clamp(44px,7vw,82px) 0 clamp(56px,8vw,96px);position:relative;overflow:hidden}.hmp-hero:after{content:"";pointer-events:none;background-image:radial-gradient(circle at 88% 12%,#d4b87e29,#0000 52%);position:absolute;inset:0}.hmp-hero .wrap{z-index:1;grid-template-columns:minmax(0,1.05fr) minmax(0,.95fr);align-items:start;gap:clamp(28px,5vw,64px);display:grid;position:relative}@media (width<=940px){.hmp-hero .wrap{grid-template-columns:minmax(0,1fr)}}.hmp-hero h1{color:#fcfaf4;font-size:clamp(38px,6.2vw,68px);line-height:1.02}.hmp-hero h1 em{color:var(--gold-l);font-style:normal}.hmp-hero .stand{color:#cfd5c6;max-width:34ch;margin-top:20px;font-size:clamp(17px,2vw,20px)}.hmp-facts{flex-wrap:wrap;gap:8px 10px;margin-top:26px;display:flex}.hmp-facts span{color:#dce2d3;border:1px solid #d4b87e57;border-radius:999px;padding:6px 13px;font-size:13px;font-weight:600}.hmp-tool{background:var(--card);color:var(--ink);border-radius:20px;padding:22px;box-shadow:0 34px 64px -34px #0000009e}.hmp .hmp-tool h2{font-family:var(--sans);letter-spacing:.1em;text-transform:uppercase;color:var(--ink-2);font-size:13px;font-weight:700;line-height:1.3}.hmp-field{margin-top:16px}.hmp-field label,.hmp-field .lab{margin-bottom:7px;font-size:13.5px;font-weight:600;display:block}.hmp-money{background:var(--paper);border:1px solid var(--line);border-radius:12px;align-items:center;height:52px;padding:0 14px;display:flex}.hmp-money:focus-within{border-color:var(--green);box-shadow:0 0 0 3px #2d50161f}.hmp-money span{color:var(--ink-2);margin-right:8px;font-weight:600}.hmp-money input{font:inherit;width:100%;min-width:0;color:var(--ink);background:0 0;border:0;outline:0;font-size:19px;font-weight:700}.hmp-slider{align-items:center;gap:14px;display:flex}.hmp-slider input[type=range]{accent-color:var(--green);flex:1;height:24px}.hmp-slider output{font-family:var(--serif);text-align:right;min-width:66px;font-size:24px;font-weight:600}.hmp-chips{flex-wrap:wrap;gap:6px;display:flex}.hmp-chips button{border:1px solid var(--line);background:var(--paper);color:var(--ink-2);border-radius:999px;padding:7px 13px;font-size:13px;font-weight:600;transition:all .15s}.hmp-chips button[aria-pressed=true]{background:var(--green);border-color:var(--green);color:#fff}.hmp-out{border-top:1px solid var(--line);margin-top:20px;padding-top:18px}.hmp-out .k{letter-spacing:.1em;text-transform:uppercase;color:var(--ink-2);font-size:12px;font-weight:700}.hmp-out .big{font-family:var(--serif);color:var(--green);margin-top:4px;font-size:clamp(42px,7vw,58px);line-height:1.04}.hmp-out .big small{font-family:var(--sans);color:var(--ink-2);font-size:17px;font-weight:600}.hmp-out .sub{color:var(--ink-2);margin-top:6px;font-size:14.5px}.hmp-out .sub b{color:var(--ink)}.hmp-nudge{background:var(--mint);color:var(--green);border-radius:12px;margin-top:14px;padding:12px 14px;font-size:14px;font-weight:600}.hmp-nudge.warn{background:var(--clay-bg);color:var(--clay)}.hmp .btn{border:1px solid #0000;border-radius:12px;justify-content:center;align-items:center;gap:8px;padding:15px 22px;font-size:15.5px;font-weight:700;line-height:1.2;text-decoration:none;transition:all .15s;display:inline-flex}.hmp .btn.primary{background:var(--green);color:#fff}.hmp .btn.primary:hover{background:#24400f}.hmp .btn.gold{background:var(--gold-l);color:#20180b}.hmp .btn.gold:hover{background:#e0c68f}.hmp .btn.ghost{border-color:var(--line);color:var(--ink);background:0 0}.hmp .btn.ghost:hover{border-color:var(--green);color:var(--green)}.hmp .btn.on-dark{color:#f4f1e8;border-color:#f4f1e852}.hmp .btn.on-dark:hover{background:#f4f1e814}.hmp .btn.full{width:100%}.hmp .btnrow{flex-wrap:wrap;gap:12px;margin-top:26px;display:flex}.hmp .fine{color:var(--ink-2);font-size:12.5px;line-height:1.55}.hmp .on-dark .fine{color:#a9b2a0}.hmp .lede{color:var(--ink-2);max-width:62ch;margin-top:14px;font-size:clamp(17px,1.9vw,19.5px)}.hmp h2{font-size:clamp(28px,4.2vw,46px);line-height:1.08}.hmp h3{font-size:20px;line-height:1.25}.hmp .paper-2{background:var(--paper-2)}.hmp .dark{background:var(--forest-2);color:#f1eee4}.hmp .dark h2,.hmp .dark h3{color:#fcfaf4}.hmp .dark .lede{color:#c4ccba}.hmp .split{grid-template-columns:minmax(0,1fr) minmax(0,1fr);align-items:start;gap:clamp(24px,4vw,56px);display:grid}@media (width<=860px){.hmp .split{grid-template-columns:minmax(0,1fr)}}.hmp .rule{background:var(--line);height:1px;margin:34px 0}.hmp .dark .rule{background:#f4f1e829}.hmp-vs{border:1px solid var(--line);background:var(--card);border-radius:18px;grid-template-columns:minmax(0,1fr) auto minmax(0,1fr);gap:0;margin-top:34px;display:grid;overflow:hidden}.hmp-vs .side{padding:24px}.hmp-vs .mid{background:var(--line);width:1px}.hmp-vs h3{font-family:var(--sans);letter-spacing:.1em;text-transform:uppercase;color:var(--ink-2);margin-bottom:14px;font-size:13px;font-weight:700}.hmp-vs .line{border-top:1px dashed var(--line);gap:10px;padding:9px 0;font-size:15px;display:flex}.hmp-vs .line:first-of-type{border-top:0}.hmp-vs .mark{width:18px;color:var(--clay);flex:none;font-weight:700}.hmp-vs .good .mark{color:var(--green)}@media (width<=720px){.hmp-vs{grid-template-columns:minmax(0,1fr)}.hmp-vs .mid{width:auto;height:1px}}.hmp-steps{counter-reset:s;gap:2px;margin-top:30px;display:grid}.hmp-step{border-top:1px solid var(--line);grid-template-columns:54px minmax(0,1fr);gap:18px;padding:20px 0;display:grid}.hmp-step:last-child{border-bottom:1px solid var(--line)}.hmp-step .n{font-family:var(--serif);color:var(--gold);font-size:34px;line-height:1}.hmp-step p{color:var(--ink-2);margin-top:6px;font-size:15.5px}.hmp-own{background:var(--card);border:1px solid var(--line);border-radius:18px;margin-top:8px;padding:22px}.hmp-own .bar{background:var(--paper-2);border-radius:10px;height:34px;margin:16px 0 10px;display:flex;overflow:hidden}.hmp-own .mine{background:var(--green);transition:width .5s cubic-bezier(.4,0,.2,1)}.hmp-own .theirs{background:repeating-linear-gradient(135deg,#e8dfc9,#e8dfc9 7px,#f2eada 7px 14px)}.hmp-own .legend{color:var(--ink-2);flex-wrap:wrap;gap:18px;font-size:13px;display:flex}.hmp-own .legend i{vertical-align:-1px;border-radius:3px;width:11px;height:11px;margin-right:7px;display:inline-block}.hmp-years{flex-wrap:wrap;gap:6px;margin-top:16px;display:flex}.hmp-years button{border:1px solid var(--line);background:var(--paper);min-width:64px;color:var(--ink-2);border-radius:10px;flex:1;padding:9px 6px;font-size:13.5px;font-weight:700}.hmp-years button[aria-pressed=true]{background:var(--green);border-color:var(--green);color:#fff}.hmp-prov{grid-template-columns:repeat(auto-fit,minmax(248px,1fr));gap:14px;margin-top:30px;display:grid}.hmp-card{background:var(--card);border:1px solid var(--line);border-radius:16px;flex-direction:column;gap:10px;padding:20px;transition:all .2s;display:flex}.hmp-card.best{border-color:var(--green);box-shadow:0 18px 40px -30px #2d5016b3}.hmp-card.off{color:var(--ink-2);background:0 0;border-style:dashed}.hmp-card .nm{font-family:var(--serif);font-size:22px}.hmp-card .frn{letter-spacing:.05em;text-transform:uppercase;color:var(--ink-2);font-size:11.5px;font-weight:600}.hmp-card .rate{font-family:var(--serif);color:var(--green);font-size:34px;line-height:1}.hmp-card.off .rate{color:var(--ink-2);font-size:19px;font-family:var(--sans);font-weight:600}.hmp-card .pay{color:var(--ink-2);font-size:14.5px}.hmp-card .pay b{color:var(--ink);font-size:16px}.hmp-card ul{color:var(--ink-2);gap:5px;margin:4px 0 0;padding:0;font-size:13.5px;list-style:none;display:grid}.hmp-card li:before{content:"·";color:var(--gold);margin-right:7px;font-weight:700}.hmp-card .tag{letter-spacing:.07em;text-transform:uppercase;background:var(--mint);min-height:22px;color:var(--green);border-radius:999px;align-self:flex-start;padding:3px 9px;font-size:11px;font-weight:700}.hmp-card.off .tag{background:var(--clay-bg);color:var(--clay)}.hmp-card .tag.muted{background:var(--paper-2);color:var(--ink-2)}.hmp-card .go{color:var(--green);margin-top:auto;padding-top:6px;font-size:14px;font-weight:700;text-decoration:none}.hmp-card .go:hover{text-decoration:underline}.hmp-tw{border:1px solid var(--line);background:var(--card);border-radius:14px;margin-top:26px;overflow-x:auto}.hmp table{border-collapse:collapse;width:100%;min-width:560px;font-size:14.5px}.hmp th{background:var(--paper-2);text-align:left;letter-spacing:.07em;text-transform:uppercase;color:var(--ink-2);white-space:nowrap;padding:12px 14px;font-size:11.5px;font-weight:700}.hmp td{border-top:1px solid var(--line);vertical-align:top;padding:12px 14px}.hmp td b{font-weight:700}.hmp .dark .hmp-tw{background:#ffffff0a;border-color:#f4f1e82e}.hmp .dark th{color:#c4ccba;background:#ffffff0f}.hmp .dark td{border-color:#f4f1e824}.hmp-cliff{margin-top:34px}.hmp-bar{grid-template-columns:96px minmax(0,1fr) 96px;align-items:center;gap:14px;padding:7px 0;display:grid}.hmp-bar .lbl{color:#dce2d3;font-size:14px;font-weight:700}.hmp-bar .track{background:#f4f1e817;border-radius:8px;height:30px;display:block;overflow:hidden}.hmp-bar .fill{background:linear-gradient(90deg,#2f6b27,#8fc06b);border-radius:8px;height:100%;transition:width .6s cubic-bezier(.4,0,.2,1);display:block}.hmp-bar.hot .fill{background:linear-gradient(90deg,#c9a24a,#e7ce92)}.hmp-bar .val{font-family:var(--serif);text-align:right;color:#fcfaf4;font-size:19px}.hmp-cliffnote{border-left:2px solid var(--gold-l);align-items:flex-start;gap:18px;margin-top:24px;padding-left:18px;display:flex}.hmp-cliffnote .figure{font-family:var(--serif);color:var(--gold-l);font-size:clamp(44px,7vw,68px);line-height:.95}@media (width<=560px){.hmp-bar{grid-template-columns:74px minmax(0,1fr);grid-template-areas:"lbl track"".val"}.hmp-bar .lbl{grid-area:lbl}.hmp-bar .track{grid-area:track}.hmp-bar .val{text-align:left;grid-area:val;font-size:16px}}.hmp-cost{background:var(--card);border:1px solid var(--line);border-radius:18px;padding:22px}.hmp-cost .row{border-top:1px solid var(--line);justify-content:space-between;gap:16px;padding:11px 0;font-size:15px;display:flex}.hmp-cost .row:first-of-type{border-top:0}.hmp-cost .row span:last-child{white-space:nowrap;font-weight:700}.hmp-cost .total{border-top:2px solid var(--ink);padding-top:14px;font-size:17px}.hmp-cost .total span:last-child{font-family:var(--serif);color:var(--green);font-size:26px}.hmp-toggles{flex-wrap:wrap;gap:8px;margin-bottom:6px;display:flex}.hmp-faq{max-width:780px;margin-top:26px}.hmp-faq details{border-bottom:1px solid var(--line)}.hmp-faq summary{cursor:pointer;justify-content:space-between;align-items:baseline;gap:16px;padding:18px 0;font-size:17px;font-weight:700;list-style:none;display:flex}.hmp-faq summary::-webkit-details-marker{display:none}.hmp-faq summary:after{content:"+";color:var(--gold);font-size:22px;font-weight:400;line-height:1}.hmp-faq details[open] summary:after{content:"−"}.hmp-faq .a{color:var(--ink-2);max-width:66ch;padding:0 0 20px;font-size:15.5px}.hmp-guides{grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:14px;margin-top:30px;display:grid}.hmp-guide{background:var(--card);border:1px solid var(--line);color:var(--ink);border-radius:16px;flex-direction:column;gap:8px;padding:20px;text-decoration:none;transition:all .2s;display:flex}.hmp-guide:hover{border-color:var(--green);transform:translateY(-2px);box-shadow:0 18px 36px -28px #1b211899}.hmp-guide .k{letter-spacing:.09em;text-transform:uppercase;color:var(--gold);font-size:11px;font-weight:700}.hmp-guide h3{font-family:var(--sans);font-size:16.5px;font-weight:700;line-height:1.3}.hmp-guide p{color:var(--ink-2);font-size:14px}.hmp-guide .go{color:var(--green);margin-top:auto;font-size:13.5px;font-weight:700}.hmp-cta{background:var(--forest);color:#f4f1e8;border-radius:22px;grid-template-columns:minmax(0,1.2fr) minmax(0,1fr);align-items:center;gap:clamp(22px,4vw,48px);padding:clamp(30px,5vw,54px);display:grid}@media (width<=820px){.hmp-cta{grid-template-columns:minmax(0,1fr)}}.hmp-cta h2{color:#fcfaf4}.hmp-cta .price{font-family:var(--serif);color:var(--gold-l);font-size:46px;line-height:1}.hmp-ctabox{background:#ffffff0f;border:1px solid #f4f1e82e;border-radius:16px;gap:12px;padding:22px;display:grid}.hmp-foot{padding:0 0 clamp(48px,7vw,80px)}.hmp-foot .box{border-top:1px solid var(--line);color:var(--ink-2);gap:12px;padding-top:22px;font-size:13px;line-height:1.6;display:grid}.hmp-foot b{color:var(--ink)}.hmp.js .reveal{opacity:0;transform:translateY(14px)}.hmp.js .reveal.in{opacity:1;transition:opacity .6s,transform .6s cubic-bezier(.2,.7,.3,1);transform:none}@media (prefers-reduced-motion:reduce){.hmp.js .reveal{opacity:1;transform:none}.hmp *{transition:none!important;animation:none!important}}