.hmc{--ground:#0e251b;--ground-2:#122b21;--card:#f8f6ec;--card-2:#fdfdfc;--ink:#1d1b16;--ink-soft:#746f63;--gold:#daa43e;--gold-deep:#8a6615;--gain:#1d6849;--gain-bg:#e6efe7;--loss:#a16017;--loss-bg:#f6ecda;--line:#e4ddc9;--primary:#1f5141;--bg:#faf8f5;--muted:#f3f1ed;--chart-1:#2f8a5e;--chart-2:#b47a14;--serif:"Playfair Display",Georgia,serif;--sans:"DM Sans",system-ui,-apple-system,"Segoe UI",sans-serif;--radius:16px;font-family:var(--sans);color:var(--ink);background:var(--bg);-webkit-font-smoothing:antialiased;line-height:1.5}.hmc *{box-sizing:border-box}.hmc h1,.hmc h2,.hmc h3{font-family:var(--serif);letter-spacing:-.01em;margin:0;font-weight:500}.hmc p{margin:0}.hmc a{color:var(--gain)}.hmc button{cursor:pointer;font-family:inherit}.hmc .wrap{max-width:1160px;margin:0 auto;padding:0 20px}.hmc .narrow{max-width:860px;margin:0 auto;padding:0 20px}.hmc .sr{clip:rect(0 0 0 0);width:1px;height:1px;position:absolute;overflow:hidden}.hmc-hero{background:linear-gradient(180deg,var(--ground) 0%,var(--ground-2) 100%);color:#fff;text-align:center;padding:56px 0 150px}.hmc-hero h1{color:#fff;margin-bottom:12px;font-size:clamp(32px,5vw,46px)}.hmc-hero .lead{color:#f1eee4;max-width:640px;margin:0 auto 10px;font-size:clamp(16px,2vw,19px)}.hmc-hero .meta{color:#c2baa3;font-size:13px}.hmc-hero .meta b{color:#e2b869;font-weight:600}.hmc-modes{background:#1d352b;border:1px solid #2e4c40;border-radius:14px;gap:4px;margin-top:26px;padding:5px;display:inline-flex}.hmc-modes button{color:#d6d1c2;background:0 0;border:0;border-radius:10px;padding:11px 24px;font-size:15px;font-weight:600;transition:all .2s}.hmc-modes button[aria-pressed=true]{background:var(--gold);color:var(--ink)}.hmc-card{background:var(--card);border-radius:22px;grid-template-columns:minmax(0,5fr) minmax(0,6fr);margin-top:-118px;display:grid;position:relative;overflow:hidden;box-shadow:0 30px 60px -30px #00000073}.hmc-card>div{min-width:0;padding:34px 32px}.hmc-card .inputs{border-right:1px solid var(--line);align-self:start;position:sticky;top:12px}@media (width<=900px){.hmc-card{grid-template-columns:minmax(0,1fr)}.hmc-card .inputs{border-right:0;border-bottom:1px solid var(--line);position:static}.hmc-card>div{padding:26px 20px}}.hmc-card h2{margin-bottom:6px;font-size:24px}.hmc-card .sub{color:var(--ink-soft);margin-bottom:18px;font-size:14.5px}.f{margin-bottom:18px}.f label,.f .lab{margin-bottom:7px;font-size:14px;font-weight:600;display:block}.f .hint{color:var(--ink-soft);margin-top:6px;font-size:12.5px;line-height:1.4}.money{border:1px solid var(--line);background:#fff;border-radius:12px;align-items:center;height:50px;padding:0 14px;transition:all .15s;display:flex}.money:focus-within{border-color:var(--gain);box-shadow:0 0 0 3px #1d68491f}.money span{color:var(--ink-soft);margin-right:8px;font-weight:500}.money input{font:inherit;width:100%;color:var(--ink);background:0 0;border:0;outline:0;min-width:0;font-size:18px;font-weight:600}.money .suffix{white-space:nowrap;margin:0 0 0 8px;font-size:13px}.chips{flex-wrap:wrap;gap:8px;margin-top:10px;display:flex}.chip{border:1px solid var(--line);color:var(--ink);background:#fff;border-radius:999px;padding:7px 13px;font-size:13px;font-weight:600;transition:all .15s}.chip[aria-pressed=true]{background:var(--primary);color:#fff;border-color:var(--primary)}.chip:hover{border-color:var(--gain)}.seg{border:1px solid var(--line);background:#fff;border-radius:12px;gap:6px;padding:5px;display:grid}.seg.c2{grid-template-columns:1fr 1fr}.seg.c3{grid-template-columns:1fr 1fr 1fr}.seg.c4{grid-template-columns:repeat(4,1fr)}.seg button{color:var(--ink-soft);background:0 0;border:0;border-radius:9px;padding:10px 6px;font-size:13.5px;font-weight:600}.seg button[aria-pressed=true]{background:var(--primary);color:#fff}@media (width<=420px){.seg.c4{grid-template-columns:1fr 1fr}}.range{align-items:center;gap:14px;display:flex}.range input[type=range]{accent-color:var(--gain);flex:1}.range output{text-align:right;min-width:64px;font-weight:700}.toggle{cursor:pointer;align-items:center;gap:10px;font-size:14px;font-weight:500;display:flex}.toggle input{width:18px;height:18px;accent-color:var(--gain)}.res .kicker{letter-spacing:.08em;text-transform:uppercase;color:var(--ink-soft);margin-bottom:8px;font-size:12px;font-weight:700}.res .big{font-family:var(--serif);color:var(--gain);font-size:clamp(44px,6vw,60px);font-weight:600;line-height:1}.res .big small{font-family:var(--sans);color:var(--ink-soft);margin-left:4px;font-size:20px;font-weight:600}.res .line{color:var(--ink-soft);margin:8px 0 16px;font-size:15px}.res .line b{color:var(--ink)}.stat{border-radius:12px;justify-content:space-between;align-items:center;gap:14px;margin-bottom:10px;padding:12px 16px;font-size:14.5px;display:flex}.stat.gain{background:var(--gain-bg);color:var(--gain)}.stat.gain b{color:var(--gain)}.stat.loss{background:var(--loss-bg);color:var(--loss)}.stat.loss b{color:var(--loss)}.stat.neutral{border:1px solid var(--line);color:var(--ink-soft);background:#fff}.stat.neutral b{color:var(--ink)}.stat b{white-space:nowrap;font-weight:700}a.stat{text-decoration:none}a.stat:hover{box-shadow:0 0 0 2px var(--loss) inset}a.stat .arrow{font-weight:700}@media (width<=640px){.stat{flex-direction:column;align-items:flex-start;gap:4px}.stat b{white-space:normal;font-size:16px}}.ptable-wrap{border:1px solid var(--line);background:#fff;border-radius:14px;margin:16px 0 6px;overflow-x:auto}.ptable{border-collapse:separate;border-spacing:0;width:100%;font-size:14px}@media (width>=641px){.ptable{min-width:0}}.ptable th{background:var(--primary);color:#fff;text-align:left;letter-spacing:.06em;text-transform:uppercase;white-space:nowrap;padding:11px 10px;font-size:11.5px;font-weight:700}.ptable th:first-child{width:30%}.ptable td{border-top:1px solid var(--line);vertical-align:middle;padding:12px 10px}.ptable tr.best,.ptable tr.best td{background:#f2f7f3}.ptable tr.off td{color:var(--ink-soft)}.ptable .pname{color:var(--ink);font-weight:700;display:block}.ptable .pnote{color:var(--ink-soft);margin-top:2px;font-size:12px;display:block}.ptable .rate{color:var(--gain);white-space:nowrap;font-weight:700}.ptable .pay{white-space:nowrap;font-weight:700}.ptable .tag{letter-spacing:.05em;text-transform:uppercase;background:var(--gold);color:var(--ink);vertical-align:middle;border-radius:6px;margin-left:6px;padding:3px 7px;font-size:10.5px;font-weight:700;display:inline-block}.ptable a.go{font-weight:600}.ptable .why{color:var(--loss);font-size:12.5px}@media (width<=640px){.ptable thead{display:none}.ptable tr{border-top:1px solid var(--line);grid-template-columns:1fr 1fr;gap:2px 10px;padding:12px;display:grid}.ptable td{border:0;padding:2px 0;display:block}.ptable td.cell-name{grid-column:1/-1}.ptable td[data-l]:before{content:attr(data-l);letter-spacing:.06em;text-transform:uppercase;color:var(--ink-soft);font-size:10.5px;font-weight:700;display:block}.ptable td.cell-go{grid-column:1/-1;margin-top:6px}}.btn{text-align:center;border:1px solid #0000;border-radius:12px;justify-content:center;align-items:center;gap:8px;padding:14px 22px;font-size:15px;font-weight:700;line-height:1.2;text-decoration:none;transition:all .15s;display:inline-flex}.btn.gold{background:var(--gold);color:var(--ink);width:100%;box-shadow:0 10px 24px -12px #0006}.btn.gold:hover{background:#d69a29}.btn.green{background:var(--primary);color:#fff}.btn.ghost{border-color:var(--line);color:var(--ink);background:#fff;padding:12px 16px;font-size:14px;font-weight:600}.btn.ghost:hover{border-color:var(--gain)}.btn.sm{border-radius:9px;padding:9px 12px;font-size:13px}.fine{color:var(--ink-soft);margin-top:10px;font-size:12px;line-height:1.5}.secondlink{color:var(--gain);margin-top:12px;font-size:14px;font-weight:600;text-decoration:none;display:inline-block}.secondlink:hover{text-decoration:underline}.actions{border-top:1px solid var(--line);grid-template-columns:repeat(3,1fr);gap:10px;margin-top:18px;padding-top:18px;display:grid}@media (width<=560px){.actions{grid-template-columns:1fr}}.hmc-detail{border-top:1px solid var(--line);grid-column:1/-1;grid-template-columns:minmax(0,1.25fr) minmax(0,1fr);gap:28px;padding:30px 32px;display:grid}.hmc-detail>div{min-width:0}@media (width<=900px){.hmc-detail{grid-template-columns:minmax(0,1fr);padding:24px 20px}}.hmc-detail h3{margin-bottom:4px;font-size:19px}.hmc-detail .sub{color:var(--ink-soft);margin-bottom:14px;font-size:13.5px}.chartbox{border:1px solid var(--line);background:#fff;border-radius:14px;padding:14px 14px 8px;position:relative}.chartbox svg{width:100%;height:auto;display:block}.legend{color:var(--ink-soft);flex-wrap:wrap;gap:16px;margin-bottom:6px;font-size:12.5px;display:flex}.legend i{vertical-align:-1px;border-radius:3px;width:12px;height:12px;margin-right:6px;display:inline-block}.tip{pointer-events:none;background:var(--ink);color:#fff;opacity:0;white-space:normal;border-radius:8px;max-width:220px;padding:8px 10px;font-size:12px;line-height:1.4;transition:opacity .1s;position:absolute;transform:translate(-50%,-110%)}.kv{border-collapse:collapse;width:100%;font-size:14px}.kv td{border-bottom:1px solid var(--line);padding:8px 0}.kv td:last-child{text-align:right;white-space:nowrap;font-weight:700}.kv tr.total td{color:var(--gain);border-bottom:0;font-size:15px;font-weight:700}.mini{color:var(--ink-soft);margin-top:8px;font-size:12.5px;line-height:1.45}.assume{background:var(--muted);border-radius:10px;align-items:center;gap:10px;margin-top:12px;padding:10px 12px;font-size:13.5px;display:flex}.assume input{border:1px solid var(--line);width:70px;font:inherit;text-align:right;border-radius:8px;padding:6px 8px;font-weight:700}.hmc-sec{padding:70px 0 10px}.hmc-sec h2{text-align:center;margin-bottom:8px;font-size:clamp(28px,4vw,38px)}.hmc-sec .lede{text-align:center;color:var(--ink-soft);max-width:620px;margin:0 auto 34px;font-size:17px}.ftable-wrap{border:1px solid var(--line);background:#fff;border-radius:14px;overflow-x:auto}.ftable{border-collapse:collapse;width:100%;min-width:820px;font-size:13.5px}.ftable th{background:var(--primary);color:#fff;text-align:left;letter-spacing:.06em;text-transform:uppercase;padding:12px;font-size:11.5px}.ftable td{border-top:1px solid var(--line);vertical-align:top;padding:12px}.ftable td:first-child{font-weight:700}.ftable .s{color:var(--ink-soft);font-size:12px;display:block}.note{background:var(--muted);border:1px solid var(--line);color:var(--ink-soft);border-radius:14px;margin-top:18px;padding:18px 20px;font-size:14px;line-height:1.55}.note b{color:var(--ink)}.steps{grid-template-columns:repeat(3,1fr);gap:18px;display:grid}@media (width<=760px){.steps{grid-template-columns:1fr}}.step{border:1px solid var(--line);background:#fff;border-radius:16px;padding:24px}.step .k{letter-spacing:.1em;text-transform:uppercase;color:var(--gold-deep);margin-bottom:8px;font-size:11px;font-weight:700}.step h3{margin-bottom:8px;font-size:19px}.step p{color:var(--ink-soft);font-size:14.5px}.cards{grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:16px;display:grid}.acard{border:1px solid var(--line);color:var(--ink);background:#fff;border-radius:16px;flex-direction:column;padding:20px;text-decoration:none;transition:all .2s;display:flex}.acard:hover{border-color:var(--gain);transform:translateY(-2px);box-shadow:0 12px 30px -18px #00000059}.acard .k{letter-spacing:.08em;text-transform:uppercase;color:var(--ink-soft);margin-bottom:6px;font-size:11px;font-weight:700}.acard h3{font-size:17px;font-family:var(--sans);margin-bottom:6px;font-weight:700}.acard p{color:var(--ink-soft);font-size:13.5px}.acard .go{color:var(--gain);margin-top:auto;padding-top:10px;font-size:13.5px;font-weight:600;display:block}.cta{background:var(--primary);color:#fff;text-align:center;border-radius:22px;margin-top:60px;padding:44px 30px}.cta h2{color:#fff;font-size:clamp(26px,4vw,36px)}.cta p{color:#ede9de;max-width:560px;margin:10px auto 22px;font-size:16px}.cta .btnrow{flex-wrap:wrap;justify-content:center;gap:12px;display:flex}.cta .btn.primary{background:var(--gold);color:var(--ink)}.cta .btn.plain{color:#fff;background:0 0;border-color:#c9be9c80}.cta .btn.plain:hover{background:#ede9de1a}.cta .fine{color:#ccc6b3}.split{grid-template-columns:1fr 1fr;gap:16px;margin-top:40px;display:grid}@media (width<=760px){.split{grid-template-columns:1fr}}.pane{border:1px solid var(--line);background:#fff;border-radius:16px;flex-direction:column;padding:24px;display:flex}.pane h3{margin-bottom:8px;font-size:20px}.pane p{color:var(--ink-soft);margin-bottom:14px;font-size:14.5px}.pane .btn{margin-top:auto}.pane .price{color:var(--gold-deep);letter-spacing:.06em;text-transform:uppercase;margin-bottom:6px;font-size:13px;font-weight:700}.faq{max-width:760px;margin:0 auto}.faq details{border:1px solid var(--line);background:#fff;border-radius:14px;margin-bottom:10px;padding:0 20px}.faq summary{cursor:pointer;justify-content:space-between;align-items:center;gap:12px;padding:16px 0;font-weight:600;list-style:none;display:flex}.faq summary::-webkit-details-marker{display:none}.faq summary:after{content:"+";color:var(--gain);font-size:20px;font-weight:400}.faq details[open] summary:after{content:"−"}.faq .a{color:var(--ink-soft);padding:0 0 18px;font-size:14.5px;line-height:1.6}.hmc-foot{color:var(--ink-soft);padding:40px 0 60px;font-size:12.5px;line-height:1.6}.hmc-foot h3{font-size:14px;font-family:var(--sans);color:var(--ink);margin-bottom:6px;font-weight:700}.badge{letter-spacing:.05em;text-transform:uppercase;background:var(--gain-bg);color:var(--gain);border-radius:6px;padding:3px 8px;font-size:11px;font-weight:700;display:inline-block}.badge.warn{background:var(--loss-bg);color:var(--loss)}.toast{background:var(--ink);color:#fff;opacity:0;z-index:99;pointer-events:none;border-radius:10px;padding:12px 18px;font-size:14px;transition:all .25s;position:fixed;bottom:24px;left:50%;transform:translate(-50%)translateY(20px)}.toast.on{opacity:1;transform:translate(-50%)}.modal{z-index:100;background:#0000008c;justify-content:center;align-items:center;padding:20px;display:none;position:fixed;inset:0}.modal.on{display:flex}.modal .box{background:var(--card);border-radius:18px;width:100%;max-width:520px;padding:28px}.modal h3{margin-bottom:6px;font-size:22px}.modal .box p{color:var(--ink-soft);margin-bottom:14px;font-size:14px}.modal input,.modal select{border:1px solid var(--line);width:100%;font:inherit;background:#fff;border-radius:10px;margin-bottom:10px;padding:11px 12px}.modal textarea{border:1px solid var(--line);background:#fff;border-radius:10px;width:100%;height:90px;padding:10px;font:12px/1.4 ui-monospace,monospace}.hmc.embed .hmc-hero{padding:34px 0 120px}.hmc.embed .hmc-sec,.hmc.embed .cta,.hmc.embed .hmc-foot .links{display:none}